Future Law Compilation of the AML/CTF Act
The Future Law Compilation of the Anti-Money Laundering and Counter-Terrorism Financing Act (Future Law Compilation of the AML/CTF Act) shows the text of the AML/CTF Act 2006 as it is expected to read at 1 July 2026 to include the amendments within the AML/CTF Amendment Act 2024. The Future Law Compilation of the AML/CTF Act is not the current law and does not have legal effect. It is not an authorised version, and further changes may be proposed and made to the law before the expected amendments commence.
AUSTRAC is publishing the Future Law Compilation of the AML/CTF Act to assist reporting entities and industry associations understand the effect and become familiar with the amended legislation.
Future Law Compilation of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (DOCX, 396KB)
Future Law Compilation of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (PDF, 6.6MB)
This guidance sets out how we interpret the Act, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.