Disclaimer

We’re committed to providing reliable information that helps you to understand the anti-money laundering and counter terrorism financing (AML/CTF) law and your obligations. 

The content on this website is general and is not legal advice. Before you make a decision or take a particular action based on the content of this website, you should check it remains current and assess how relevant that guidance is for your circumstances. You may wish to seek independent professional advice.

You shouldn’t rely on any guidance that was previously on this site but is no longer available on this site, as it’s no longer current and may no longer be accurate.

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We don’t guarantee, and accept no legal liability arising from, or connected to, the use of any material contained on this website or on any linked site.

This guidance sets out how we interpret the Act, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened. 

The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.

This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.

Last updated: 15 Oct 2025
Page ID: 174

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