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Independent remittance service provider

A remittance service provider that uses its own products, platforms or systems to provide remittance services to customers. An independent remittance provider may own or control a number of branches.

See

AML/CTF Act 2006 section 75C

Insurance intermediary

A person who:

  • sells insurance
  • acts as an agent for one or more insurers
  • acts as an agent of people seeking insurance
  • is an insurance broker.

See

FTR Act 1988 Part 1(3) Interpretation

International funds transfer instruction (IFTI)

An instruction to transfer funds or property to either:

  • Australia from another country
  • another country from Australia. 

There are two types of IFTIs.

An IFTI-E is an electronic funds transfer instruction (EFTI) which is sent to or received from another country.

An IFTI-DRA is an instruction to transfer money or property to or from another country under a designated remittance arrangement (DRA) where either:

  • the entity accepting the instruction from the customer or
  • the entity making the money or property available

is not a financial institution.

See

AML/CTF Act 2006 section 46