What’s coming soon to help you
Learn what we’re doing to help your business adapt to reforms to Australia’s Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF Act).
On this page:
There are significant changes coming to how we regulate, with a much stronger focus on a risk-based approach.
We’re busy developing materials to help support you through this important transition.
Sector-specific guidance and starter program kits (from end of January 2026)
From the end of January 2026, we’re publishing guidance for tranche 2 entities, including dedicated guidance for:
- accountants
- lawyers
- real estate professionals – including real estate agents, buyers agents and conveyancers
- dealers in precious metals, stones and products – particularly jewellers.
This guidance will be tailored to each sector, including sector-specific examples and addressing key issues raised by industry bodies.
Small, low-complexity businesses in these industries will be able to access starter program kits. These kits will help your business develop:
- a money laundering and terrorism financing (ML/TF) risk assessment
- AML/CTF policies.
These kits are being developed in consultation with industry bodies.
Further sector-specific guidance for other industries will follow in 2026.
More resources
We’re committed to supporting all reporting entities through new education resources, including:
- reforms guidance released October 2025
- videos
- webinar recordings
- fact sheets.
You can find them on our Education about reforms page.
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This guidance sets out how we interpret the Act, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.
The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.
This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.